Innovation is our way

Innovation is our way

In insurance, the one constant is change. At Brownyard Programs, we stay a step ahead of changes, and we create solutions to protect your needs when change occurs.

Are you a broker or agent? If so, our commissions match or exceed what other carriers offer. And that’s not all. We also offer back office service. That includes superior claims support, risk management, and Surplus Lines filing ability.

Innovation with a depth of Knowledge and Expertise

With the combined experience of Crum & Forster and Brownyard Programs, Ltd., we have the most experience of any other company in the security industry. We stay ahead of changes, and create solutions to protect your needs when change occurs.

  • •    Financial Strength rating by A.M. Best of A “Excellent”
  • •    Part of Fairfax Financial Holdings with revenue in excess of $10 billion
  • •    Specialized coverage enhancements for the unique needs of our classes
  • •    Multiline coverage solutions
  • •    Prompt new business quotes, renewal indications, and policy issuance
  • •    Customer service-based culture applied to everything we do
  • •    Risk engineering and claims specialization consistent with our classes
  • •    Emergency response teams available around the clock to respond to catastrophic/urgent claim events
  • •    Flexible commission structures
  • •    Non-Auditable policy feature to avoid difficult audit discussions