About Brownyard Programs

Serving the Security Industry for over 40 Years

The Brownyard name means private security insurance. William “Bill” Brownyard wrote the first policies for the industry in 1962. Thanks to his legal training, he saw coverage gaps in security company policies and created new products to better serve the industry.

Bill’s creativity and commitment live on today with new generations of Brownyard insurance. His son, Bruce, has been the president of Brownyard Programs since 1993. And Bruce has carried on the legacy with his son, Blair, and daughter, Taylor.

As of 2015, Brownyard Programs, LTD became a licensed insurance agency within Crum & Forster. They joined forces with another reliable name in the industry, CoverX Security. The industries oldest names have brought their expertise together to offer quality coverage to the industry.

Crum & Forster, which is part of Fairfax Financial Holdings Limited, is comprised of leading and well-established property and casualty business units.  Insurance products placed through Brownyard Programs, LTD are issued by one of the insurance companies within Crum & Forster, rated A (Excellent) by A.M. Best Company, which include: United States Fire Insurance Company, The North River Insurance Company, Crum & Forster Indemnity Company and Crum & Forster Specialty Insurance Company.

Surplus lines products are available in California only on a wholesale basis through Brownyard Programs Insurance Services., a licensed surplus lines broker, California License Number 0B39063.

The material provided herein is for information purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster.   All conditions of coverage, terms, and limitations are defined and provided for in the policy.

The submission of information through this website does not require that the person submitting the information purchase any insurance policies or products from Crum & Forster nor does it bind Crum & Forster to issue any insurance products or policies to any such person.


C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Bestguard Plan is a registered trademark of Brownyard Programs, LTD. CoverX is a registered trademark of CoverX Corporation.