Social Media Notice
Brownyard Programs, LTD is a licensed insurance agency within Crum & Forster.3 Crum & Forster, which is part of Fairfax Financial Holdings Limited, is comprised of leading and well-established property and casualty business units. Insurance products placed through Brownyard Programs, LTD are issued by one of the insurance companies within Crum & Forster, rated A (Excellent) by A.M. Best Company, which include: United States Fire Insurance Company, The North River Insurance Company, Crum & Forster Indemnity Company and Crum & Forster Specialty Insurance Company.4
Crum & Forster’s (“Crum & Forster”) social media channels are maintained by United States Fire Insurance Company on behalf of itself and its affiliates within Crum & Forster (collectively “C&F” or “Crum & Forster”). C&F’s social media channels and the information provided therein, including any references to any of C&F’s products and services, are provided “as is,” without any warranty or implied term of any kind. Use of Crum & Forster’s social media channels and any content displayed or made available therein shall be at your own risk. Crum & Forster will make reasonable efforts to maintain accurate, reliable and current information on its social media channels, but Crum & Forster makes no warranty or representation as to the accuracy, adequacy, completeness or appropriateness for any particular purpose of the information contained on its social media channels. You understand and acknowledge that this information may be incomplete, may contain errors or may have become out-of-date. Crum & Forster makes no commitment, and expressly disclaims any duty, to update any such information or reports contained on its social media channels and expressly disclaims liability for any errors and omissions therein and for any direct, indirect, incidental, special or consequential damages whatsoever whether arising out of or in connection with your use of, reliance upon, or acting or forbearing the act upon, any information on its social media channels even if Crum & Forster has been advised of the possibility of such damages. C&F reserves the right to add, modify or delete any information on its social media channels at any time without notice.
Nothing on Crum & Forster’s social media channels grants you any right or license to use any of Crum & Forster’s trademarks, service marks, trade names, logos, domain names, URLs and icons (“Marks”) without the express written permission of C&F or the third party owners of the Marks. Unauthorized use may violate trademark and other national and international laws.
Because C&F’s social media channels are public platforms and anyone can participate, Crum & Forster cannot be responsible for views expressed by others. While Crum & Forster may post links to third-party sites or other social media channels on its social media channels, this is done so only as a convenience and Crum & Forster does not control such websites or social media channels and is therefore not responsible for the content of any such website or social media channel. The inclusion of any link by Crum & Forster does not imply endorsement, investigation or verification by Crum & Forster of the linked websites or social media channels or the material contained therein.
3 C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company.
4 Surplus lines products are available in California only on a wholesale basis through Brownyard Programs Insurance Services., a licensed surplus lines broker, California License Number 0B39063.